Will my insurance premium go up after the claim?
Hail claims are comprehensive, which means they are NOT your fault and will NOT raise your premiums. Unfortunately, after a significant storm, we see an increase in overall premiums for all auto policies in the affected area because insurance companies must recoup financial losses from significant payouts in the area, regardless of whether policyholders filed claims.
Do you offer Free Damage Evaluation?
Yes, a free damage evaluation and consultation takes approximately 10-15 minutes. We will inform you of the extent of the damage, whether painting is required for repair, and how long the process is expected to take. In circumstances when the damage is severe and whole-body painting is required, we may direct you to a reputable body shop. However, we do NOT issue formal estimates to clients; instead, we send them directly to insurance companies, where clients may request a copy of a finalized repair estimate.
What if my insurance quote is low while yours is higher?
Insurance companies frequently issue low initial estimates for auto hail repairs because they do NOT perform extensive inspections and have little incentive to do so. However, your comprehensive insurance coverage will cover the entire cost of hail damage. We will negotiate with your insurance provider on your behalf to guarantee that any necessary repairs are fully covered. Hail damage evaluations are subjective, and insurers frequently underestimate their value. We can address these differences and restore your vehicle to its pre-loss condition with our paintless dent removal procedure. Do NOT attempt to find a shop that will perform the repair for the initial insurance valuation. Find a reputable shop that will properly restore your vehicle and work directly with your insurance company.
What is Paintless Dent Repair (PDR)?
Paintless Dent Repair (PDR) is also known as Paintless Dent Removal. It’s a technique for repairing dents on cars without having to repaint the affected region. Instead of typical bodywork, PDR uses specialized tools to gently massage the dented metal back to its original shape from under the panel. This procedure is useful for smaller dents with undamaged paint, preserving the vehicle’s original finish and frequently resulting in a faster and less expensive repair than traditional methods.
How long will the repair take?
For most cars, the PDR process takes between two and four days. Repairs may take longer if parts need to be painted or replaced, as quality paint booths often have long queues and acquiring parts might take time. Also, allow a few days for your insurance to examine and accept the estimate we will submit to them. Overall, our repairs take anywhere from one to two weeks.
How Much Does Paintless Dent Repair Cost?
Every insurance company uses its own pricing matrix to evaluate repair costs. They calculate the amount and depth of dents, as well as the cost of painting, parts, and labor. Overall, some may believe that such dents are minor and easy to repair; yet, we see thousands of dollars in repair expenses for 99% of the cars we encounter.
I do not want to file a claim; can I pay out of pocket?
You certainly can, but we strongly advise you to use your insurance to fund the repair, as it is normally fairly expensive, and that is precisely what insurance is for. Also, because hail is an “Act of God” claim, it will NOT raise your rate.
The damage appears to be minimal; can I repair it myself using basic tools?
We strongly discourage our customers from attempting to repair dents themselves because excellent restoration involves years of training and experience. It is quite easy to ruin the panel without the right skill, which is NOT repairable and will necessitate replacement and painting, which is NOT covered by any policy.